Financial Professionals

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Connie Smith, LUTCF, CDFA

Financial Professional

575 E. Locust Ave., Suite 202
Fresno, CA 93720

Phone: (559) 453-1224
Email: connie@mysmithfinancial.com

Connie L. Smith, LUTCF, CDFA, owns Smith Financial & Insurance Solutions, Inc. along with her husband, Curtis W. Smith.  Connie has over 30 years in the financial services industry.  In 2012 Connie was awarded the designation of Certified Divorce Financial Analyst (CDFA).  This designation is awarded to members who have completed a specified course of study in financial matters relating to divorce and has successfully passed four different examinations to meet those standards.  In addition to being an active member of Central Valley Law Affiliates, Connie also is a life qualifying member of The Million Dollar Round Table (MDRT) and a 30 year member of the National Association of Insurance and Financial Advisors (NAIFA).

Connie serves on the board of directors for several non-profit organizations, President elect for Fresno Women’s Network, Professional Women’s Resources, Treasurer for 9 to 5 for Christ as well as past treasurer for the Fresno Women’s Chamber of Commerce, and New Spirit Charter Academy.


Connie Smith

Monica A. Hensley, CFP, CDFA

Financial Professional

7171 N. Millbrook Ave., Suite 101
Fresno, CA 93720

Phone: (559) 432-6302
Email: Monica.A.hensley@ampf.com
Website: http://www.monicahensley.com


Monica A. Hensley

John W. Heberger, CPA/ABV/CFF/CGMA, CVA

Financial Professional

5090 North Fruit Avenue, Suite 102
Fresno, CA 93711

Phone: 559-227-9772
Fax: 559-227-6933
E-mail:  john@hebergercpa.com

John has over 39 years of diversified business, management, financial and transactional experience. He believes there is an equitable solution to all disputes and actively seeks to identify and communicate the best solution that is fair to all concerned. He is pragmatic, practical and creative in resolving issues and roadblocks to success, whether it is in dispute resolution or active client planning. He fervently believes in ‘Creating Value through Service and Ideas.’


John W. Heberger

JohnDJohn D. “J.D.” Heberger, CPA, CVA

Financial Professional

Heberger & Company
An Accountancy Corporation

5090 North Fruit Avenue, Suite 102
Fresno, CA 93711

Phone: 559-227-9772
Fax: 559-227-6933
E-mail:  jd@hebergercpa.com
Website: http://www.hebergercpa.com

John David “JD” Heberger is a shareholder in the Firm and has worked as a full time accountant since 2008.  JD has worked in the Firm, “off and on,” since he was in grammar school.  His first assignment was shredding old files which he thought was fun.  He moved on to higher callings in the Firm serving variously as a document filer, receptionist, office manager’s assistant; then, onto doing client entry into Quickbooks, Controllership services for clients. Financial statement audits and completing tax returns.

While obtaining his education, he was employed variously as a pizza maker, waiter, bartender, assistant restaurant manager and automobile salesman.  These real life work experiences taught him how to deal and communicate effectively with the public and to multi-task.  He has incorporated these skills into the Firm’s accounting and consulting practice and its community service activities.

In August 2010, JD received a BS degree in Accounting from California State University Fresno; where he was a member of Beta Alpha Psi, an honorary accounting society and the student Financial Management Association.  He worked full-time while attending the University.

He completed the requirements, and examination, to become a Certified Valuation Analyst (“CVA”) in September 2013.  He has successfully passed the CPA examination and was designated a Certified Public Accountant in November 2013. As JD gained experience, education and credentials, he has taken on increasing responsibilities within the Firm for client service, tax planning and compliance, business valuations and litigation support.  He became a shareholder of the Firm in 2012.

Recognizing that his Firm functions within the greater Fresno community, JD contributes his time and various professional services on a pro bono basis.  He currently serves as either an officer or Director of Temple Beth Israel, The Jewish Day School of Fresno, the Fresno Fire Chief’s Foundation, Central Valley Collaborative Law Associates  and the Fresno Young Emerging Professionals Organization.

JD is a member of the American Institute of Certified Public Accountants (“AICPA”): AICPA Division of Firms; AICPA Forensic and Valuation Section; AICPA Personal Financial Specialist Section; the California Society of Certified Public Accountants (“CSCPA”) and the National Association of Valuators and Analysts (NACVA); Central Valley Collaborative Law Associates (“CVCLA”) and the International Academy of Collaborative Professionals (“IACP”).


John D. “J.D.” Heberger

Kcoe_headshotMichelle Ellis, CPA, CVA

Financial Professional

2520 West Shaw Ave., Suite 101
Fresno, CA 93711

Phone: (559) 436-1200
Email: michelle.ellis@kcoe.com
Website: http://www.kcoe.com

Michelle Ellis, CPA, CVA, is a Principal at K·Coe Isom, LLP.  Michelle has over 13 years of audit, forensic, and business valuation experience.  In addition to being an active member of Central Valley Collaborative Law Affiliates, Michelle is also a member of the National Association of Certified Valuators and Analysts (NACVA) and has been awarded the designation of Certified Valuation Analyst (CVA).  This designation is awarded to select members of NACVA who have completed a specified curriculum of study of professional business valuation techniques, concepts and procedures, and has successfully completed an examination of those standards.

Michelle belongs to the American Institute of Certified Public Accounts (AICPA) and the California Society of Certified Public Accounts (CalCPA).  Michelle is an active member of the Family Law Section of CalCPA.  Additionally, Michelle is a member of the Audit Committee for the United Way of Fresno County.


Michelle Ellis